Place request with trust profile
Borrowers submit amount and purpose. Lenders instantly view behaviour-based reputation data, KYC tier, and repayment history.
Peer-to-Peer Lending
Kredex connects lenders and borrowers directly using smart contracts, eliminating middlemen and ensuring trustless, atomic execution.
P2P lending in 3 transparent steps
A clear flow gives both sides confidence: borrowers request with trust context, lenders commit with transparent signals, and funds settle atomically on-chain.
Confirm terms and escrow
Both sides lock terms clearly. USDC is atomically transferred to the escrow smart contract — no trust required.
Unlock capital and track lifecycle
Funds are disbursed and every repayment milestone updates trust signals for future access — transparently on-chain.