How Kredex Works

A transparent journey from connecting your wallet to building an on-chain reputation that unlocks fairly priced micro-loans.

Step 01

Connect your wallet

Sign in with Face ID via Passkey, or use Freighter / Albedo. No password or email required.

Step 02

Build your trust profile

Your profile starts with a baseline reputation score and tracks every on-chain action automatically.

Step 03

Grow reputation through behaviour

Score grows through repayment consistency, lending participation, and on-chain transaction discipline.

Step 04

Access fair micro-loans in USDC

Borrowers unlock faster approvals while lenders allocate to transparent, risk-adjusted P2P loans.

Step 05

Scale with compounding trust

Each healthy cycle expands credit access, confidence, and long-term economic mobility.